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Home, Auto and Commercial Insurance is written by Asiatic Insurance Brokers.

" If you were to get in an accident, would you require a rental car right away? "

If you answered YES, you need to check your policy to see if you are covered. To automatically receive this coverage, you would require an endorsement on your policy called the OPCF 20-Loss of Use.

Under all Ontario policies, there is rental car protection when the vehicle is involved in an accident where it is the other persons fault. The only thing to keep in mind is that it may take 2-3 days before the other insurance company and driver accept responsibility for the accident and you would be left without a car. We recommend that all drivers add on LOSS OF USE which will cost you $25 a year. Don't be left without a car when you're in an accident.

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